About Us
You’re a small business owner trying to build your business, but there are so many distractions. Your bank shouldn’t be one of them.
Swift Financial was created to focus exclusively on small businesses, so you can concentrate on your profitability, not your bank fees.
We were established by veteran banking executives who saw – from the other side of the desk – what people like you are enduring on a daily basis when visiting a branch or phoning a customer-service representative. You’re tired of always being at the back of the line and “nickled and dimed” with nuisance fees.
Recent News
Swift Customer Care Gets Top Marks
on December 3, 2007 - Delaware Business Ledger
Swift Financial did not set out to earn a high customer service rating from J.D. Power. But that is what happened at the north Wilmington company, which went into operation a little more than a year ago. Swift began working with J.D. Power while refining its customer service functions. The call center is a key part of the company’s strategy of assigning each small business account with a personal representative and making certain that a live voice answers the call with 60 seconds.
Web Startup Tries Luck in Small-Business Niche
on November 30, 2007 - American Banker
A startup financial company is hoping to revive a niche-oriented online banking model that has failed in the past, by focusing on small businesses. Swift Financial Corp. says that its target market gets too little attention from larger banks and will be attracted by its focus on customer service and lending, especially now that credit is suddenly hard to come by. The Wilmington, Del., company also is betting that small-business owners are more comfortable doing business online than the groups that could not generate enough activity to support earlier Internet banks targeting specific demographics.
Swift Financial recognized by J.D. Power and Associates for Call Center Customer Satisfaction
on November 29, 2007 - Press Release
Swift Financial, the financial services provider exclusively for small business, has been recognized for call center customer satisfaction under the J.D. Power and Associates Certified Call Center Program.This distinction – the first call center in the small-business banking industry – acknowledges Swift Financial’s strong commitment to provide “An Outstanding Customer Service Experience”.
Swift Financial is located in Wilmington Delaware.
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Swift Business Line of Credit
- Unsecured line of credit up to $100,000
- Rate as low as Prime + 0%
- No Annual or Application Fees
- Personal Relationship Manager
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for a Swift Decision |
The Swift Business Line of Credit is for business owners who are responsible with their credit.
Credit responsible applicants typically have:
- A loan or credit card for at least 5 years.
- A credit card with a credit limit greater than $10,000.
- Not been more than 60 days late on a credit card, medical bill or loan payment.
- Not declared bankruptcy.
- Do not have any unpaid tax liens or judgments.
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What can I use it for?
The Swift Business Line Of Credit can be used for any
business purpose you deem necessary such as purchasing business assets, performing facility improvement or growing working capital. These loans are based on the financial stability of the business and the personal guarantor.
Frequently Asked Questions
Why should I do business with Swift Financial versus my neighborhood bank?
Swift Financial is dedicated to providing small businesses with products that are simple to use, provide exceptional value and are backed with the best service in the industry. Small business is our only business and we understand your special needs to help grow your business.
Will I get 24 hours a day 7 days a week Customer service?
A representative is available to assist you 24 hours a day 7 days a week excluding federal holidays or you can visit our website anytime.
How can Swift Financial offer such competitive pricing?
Swift Financial has no expensive branches to maintain,
focuses on efficient operations and is committed to
reinventing business banking.
How do I apply for a Swift Business Line of Credit?
Simply fill out an online application.
Does it cost me anything to apply?
No. Apply today.
Do I have to secure my line of credit with any assets?
No, the Swift Business Line Of Credit is an unsecured loan.
How can I access funds?
Funds can be easily accessed via credit card, check and
online transfer.
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For J.D Power and Associates Call Center Programsm information, visit www.jdpower.com.
Product Details
Unsecured lines of credit
up to $100,000
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Rate as low as Prime + 0%
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Annual Fee - $0
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Application Fee - $0
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